Increased lower demand for mortgage rates?

The incentive is not to reduction of mortgage ratios from 6.64% this year, this year, this year has been reduced to 6% of mortgages, we have potential to grow more. Thus, the data is better than last year, the context is key. It also takes about 30-90 days to get applications to filter on sales information.

Weekly waiting sales

Contract information waiting in the last week offers valuable ideas on the current trends of the housing requirement. Last year, after falling to 6% of the proportions, this information was shown to be a significant improvement against the previous years. However, the mortgage rates have begun in 2024 and highly reduced in 2025, but in the year of sale, which is slightly reduced in the year. We do not get worse here with our wedding sales you expect, but I still don't see much improvement.

Contracts waiting a week during the past week in the past week:

• 2025: 323,456
• 2024: 334,017
• 2023: 314,696

We have a better day in purchasing applications, but there is nothing waiting for home sale.

10 years of income and mortgage rates

I look forward to seeing the following ranges:

• Mortgage rates will be between 5.75% and 7.25%
• 10 years of productivity will range from 3.80% and 4.70%

It's a week full of information and headings that keep everyone on your toes. 10 years of productivity took us to a very rollercoaster walk. 4.24% of the week began about 4.24%, the hurricane of the market and economic drama, about 4.11%, then made a sharp turn. When you think it will restart before the work report Federal reserve The chair was Jerome Powell, with confidence that the economy is in good condition. This announcement has sent 10 years of income from Friday by closing near the height of the week!

Last week, we noted that we should fall down for intestinal productivity and mortgage rates, which is really reduced by productive and weak economic information after this significant jump. When he saw some of the happening, he reached higher in the end. This turns, concerns about the trade war began to get easier and some positive economic indicators appeared until the end of the week. What wild walk!

This week was the more interesting Fed Governor Bowman: “Although FOMC is aimed at lowering inflation in the last few years, I expect the policy discussions of the labor market and economic activity because we continue to approach our target 2%.”

Labor on inflation, someone? In view of this, read after the jobs you go there!

Emits a mortgage

Today's mortgage is not improved in 2024 and 2025, today seems completely different. If we were still fighting the difficult mortgage defining in 2023, we will face mortgage rates, now 0.71% higher.

On the contrary, the spreads are more aligned with historical norms, our current mortgage rates may be lower than 0.79% to 0.89%. Imagine – when today's rollovers return to normal levels, we would enjoy mortgage prices below 6%. It would be a game changer, people.

Looking at the rest of this year, I expect only a modest development in the spreading of a mortgage, and in 2024, in the average of 0.27% to 0.41%. This year we have been close to achieving this forecast this year.

Weekly housing inventory data

The best story for the apartment in 2022 is the growth we see since the lower levels. Last week was a little growth week a week and now we have to start seasonal growth in active inventory. As we reached the normal level, the growth, which sees the best for the apartment and increases in the long period, means that the increase in mortgage ratios is enough to prevent the increase in price growth.

• Weekly Inventory Change (March 28 March 7): Inventory rose 639,485 for 642,359
• Last year the same week (March 1-March 8): Inventory rose 498,339 for 500,579
• The bottom of the inventory was always in 2022 240,497
• Was the summit of inventory for 2024 739,434
• In some context, for active lists for the same week in 2015 1,081,867

New lists information

New list data from Altos reflects the houses that are immediately without a contract that provides a real time view of any sales pressure in the market. The last two years were two lowest years for new list information, and they were not healthy for the latest list information.

Last year, I had high hopes that we will see at least 80,000 new lists a week in the summit seasonal months, but unfortunately this did not come to the fruit. This year, I think we can finally hit that goal!

In order to give some prospects, new lists moved between 250,000 and 400,000 per week. When I see a little wave two weeks ago, I admit that I feel concerned about the growth of our slow lists this year.

But then came last week; Wow, we've got a good number! The increase is dramatically compared to the level of 2024, and we are closer to something 80,000 marked in the last two years. It is a small victory but it is a victory in spite of it and it puts a big smile on my face!

National New List Information for last week during the previous several years:

• 2025: 63,858
• 2024: 59,243
• 2023: 50,687

Percentage of the price

On average, one-third of all houses usually face the price reduction in the apeastic dynamics of the housing market. The percentage of prices to increase inventory growth and mortgage rates has been higher than the rates are lower.

For 2025, the increase in household price increases by 1.77%, indicates a year of a negative real home price increase. As the level of inventory levels rise and the mortgage rates are high, a negative real home price increase is expected to 2025. If prices decrease in the future, we can re-evaluate the weekly data.

Price-cut interest for the previous week for the last week:

• 2025: 33.6%
• 2024: 31%
• 2023: 31%

Upcoming week: Inflation Week and work opening information

This week promises to be one of a pivotal in the data world. We do not expect only important inflation reports, but are preparing for one of the main labor data statements of the federal reserves: job openings information.

As we looked, the information will play the information, especially when we approach the middle of the year, it will play a vital role. The government affects the federal employees, the hardening of the money supply and the ongoing bending and turns of the trade war may reveal some interesting trends. It will be interesting to see if these changes are shown in the softening signs of the business market. Last week, he claims that the unemployed claims fall from the last spike.

We focus on how we can form our understanding of our concepts in the coming months.