Mortgage rates are the requirement of housing starting spring

• 4 Positive readings
• 3 negative readings
• 2 straight tracks

We have recently experienced a few weeks of positive years in the last few years.

Mortgage rates have recently increased slightly, but there is still a silver lining. If we can maintain a positive trend when the rates are hovering around the 6.64% sign, we will see a boost on home sales if the mortgage rates only drop down to 6%.

An important factor here is the period of reducing mortgage rates. I talked more about this issue in a home podcast I announced the Daily Podcast, places and effects.

Last year, the mortgage prices vary from 6.75% to 7.50% to 7.50%, the weekly data seemed:

• 14 Negative tracks
• 2 straight tracks
• 2 Positive tracks

When comparing to 2024 and 2023, there was an increase of years.

Weekly waiting sales

Contract information waiting in the last week offers valuable ideas on the current trends of the housing requirement. Last year, after falling to 6% of the proportions, this information was shown to be a significant improvement against the previous years. However, the mortgage rates have begun in 2024 and highly reduced in 2025, but in the year of sale, which is slightly reduced in the year.

Sales waiting for weekly sales are not going, but we only see a little improvement. With purchasing applications, sales information is available and requires about 12 to 14 weeks of positive information for positive information for about 12 to 14 weeks to create a growth narrative. But short weekly contract information shows the improvement.

Contracts waiting a week during the past week in the past week:

• 2025: 333,385
• 2024: 345,502
• 2023: 320,804

10 years of income and mortgage rates

I look forward to seeing the following ranges:

• Mortgage rates will be between 5.75% and 7.25%
• 10 years of productivity will range from 3.80% and 4.70%

Last week was a hurricane of information and headings! A barrier headlines and a warehouse sent to the stock exchange, bond product and mortgage rates did not sink into surprise extent. After hitting the spaces on Monday, the bond market took place. This may seem puzzling, but I try to make the meaning of chaos.

Emits a mortgage

Today's mortgage will be improved in 2024 and 2025, we see this spread between 1.60% and 1.80%. If we have a difficult mortgage, the mortgage, which has been spreading since 2023, is currently higher than 0.74%.

On the flip side, the spread is more like what we see in the past, our current mortgage prices can be about 0.76% to 0.86%. Imagine – if the spread is returning to normal, about 6% to mortgage rates.

Looking at the rest of this year, I expect only a modest decline in spreading the mortgage, and in 2024, 2.54% more than 0.27% more than 0.41%.

Weekly housing inventory data

Spring finally knows what and what it means is – it's time to increase the usual inventory every year! I must say that the best part of the apartment story in 2024 is watching the active inventory is trying to return to a normal level. Although it did not reach quite there, the progress we saw was positive.

• Weekly Inventory Change (March 7-March 14): Inventory rose 642,359 for 655,626
• The same week last year (March 8 15): Inventory rose 500,579 for 507,160
• The bottom of the inventory was always in 2022 240,497
• Was the summit of inventory for 2024 739,434
• In some context, for active lists for the same week in 2015 982,369

New lists information

One of my most important housing forecasts for 2024 is swinging and missed. I heartily believe that the new lists will reach at least 80,000 during the season's peak weeks – this was the norm before the pandemic had shattered. I was out of about 5,000 list, and this incorrect calculation affected my price growth forecast. I thought we see a modest increase, but I appreciated the market.

After a start of a rocky year, there is some good news: finally felt like we get closer than 80,000 minimums.

During the new lists to give some prospects, they have flown between 250,000 and 400,000 per week for years. Thus, the growth of new lists of new lists is to reach a normal situation where seasonal peaks will range from 80,000 to 10,000 to 80,000 per week.

National New List Information for last week during the previous several years:

• 2025: 68,191
• 2024: 59,542
• 2023: 41,415

Percentage of the price

On average, one-third of all houses usually face the price reduction in the apeastic dynamics of the housing market. The percentage of prices to increase inventory growth and mortgage rates has been higher than the rates are lower.

As long as 2025, I am modest at 1.77% of the house price increase. We will most likely see another year of the negative real home price increase. Mortgage prices that are more of the existing and high mortgage rates I must be right until you drop up to 6%. How I lost the price increase forecast 2.33%.

Interestingly, compared to previous years, the percentage of prices in the early years has increased, so the forecast remains the same. In the last few years, a quick image of prices from last week:

• 2025: 34%
• 2024: 31%
• 2023: 31%

Upcoming week: Fed Week, retail and apartment information

On Monday, we will look at complexity Federal Reserve 'The possibility of a new policy period with the unknown meeting and a new policy period. I am particularly looking forward to the Q & A session.

Also, don't forget a Monday that can shake retail sales information on Monday. And let's pay attention to the information of the unemployed claims on Thursday; Looked better in the last two weeks.

In addition, we will receive a ton of apartment information and existing home sales and other home sales and other home sales and other home sales and other trading war sales and other trading wares.