Today balance: You should know December 30, 2022.

Looking back in 2022

Your Scholarship Account may be stuck in 2022, especially if it is invested in shares, especially because the shares are invested, because the concerns from inflation, interest rates and decline took a bite from the average pension portfolio.

It is often afraid to spend new money, and it may be tempting to throw your investments when your experts say that your specialists are usually a bad move. To help invest often and you can miss the earnings when the market is restored.

Historically, for about a year or less, it was about 36% of the losses. However, the bear markets, the average of 3.8 years, which lasted 3.8 years, and the total earnings have seen an average of 112%. This is probably not the first month of your portfolio, and it will probably not last.

If you think you will do differently in 2023, start taking inventory. Do you invest more to a sector or company? For example, higher interest rates affect technology and more than other types of shares. The higher interest rates include future growth for companies, so when they experience aggressive growth (as technological companies), higher ratios.

Consider looking at the index funds or reducing your risk. If you do this, your overall portfolio will be able to handle losses better. And in a few years, when the markets rise when they rise, you will probably be glad to not withdraw from investing.